Subaru GAP Insurance

If you are looking for a way to protect your latest investment, Subaru GAP Insurance could be the answer you’re looking for.

The fact that Subaru’s historic reputation revolves around both farming and rally driving should give you a strong indication of the Japanese brand’s strengths. Subarus are tough, hardy machines that take the great outdoors in their stride, thanks largely to the brand’s long-standing devotion to four-wheel-drive.

But you don’t have to be Colin McRae to appreciate the solid build-quality and powerful engines of a Subaru. Models like the Impreza showcase the brand’s potential to deliver more mainstream, family-friendly cars, while the manufacturer’s impressive reputation for reliability should gain fans across the market. Our recent survey found Subaru reliability to be one of the highest in the UK.

Why do I need Subaru GAP insurance?

Subaru GAP insurance is a great way to ensure that you aren’t caught short in the event of a write-off. No one likes to contemplate the worst-case scenario, but the facts are hard to ignore. Nearly half a million cars are written-off in the UK every year, so it makes sense to protect yourself accordingly.

You may be happy with your car insurance policy but there’s a very good chance it will come up short in the event that your car is written-off or stolen and you need to claim its full value.

Here's where depreciation comes into play – an unfortunate reality that sets in the moment your shiny new Subaru leaves the showroom floor. Over time, your vehicle's value can plummet, with a typical depreciation rate of 60% over three years. For instance, if you purchased a new Subaru XV for £25,000, its value may dwindle to £10,000 after three years. Consequently, in the event of a write-off, your insurer may only offer a pay-out that's £15,000 less than the original purchase price. If you are getting a like-for-like replacement - that is a big difference.

What do I get with MotorEasy?

If you want truly comprehensive cover MotorEasy GAP insurance offers you the protection you need. Essentially, GAP insurance covers the gap between a depreciation diminished payout and the price of a shiny new replacement car, ensuring you won’t need to find extra funds to replace your Subaru. 

GAP cover makes even more sense if you’re paying for your car with a leasing arrangement or PCP financing, which could leave you exposed to considerable debt in the event of a write-off.   

Available for all cars up to 8 years old (or with up to 70,000 miles on the clock), MotorEasy GAP Insurance represents a smart, easy and affordable way to remove these risks and enjoy your Subaru.

Other benefits include:

• Up to £1000 in motor Insurance excesses covered.
• Optional extras and accessories covered (where factory or dealer fitted)
• European road trips for up to 30 days covered
• Savings on MotorEasy maintenance and repairs
• FREE MotorEasy account with access to all your car’s details, documents, important reminders and motoring offers

Car Theft

Write-offs are more common than many motorists imagine. In fact, more than half a million cars are written-off in the UK every year. It may not be a scenario anyone wants to contemplate but the threat of a write-off shouldn’t be underestimated.

But what is a write-off? Typically, write-offs are the result of accidental damage, but MotorEasy GAP insurance also covers you against car theft, which accounts for a rising number of write-offs every year. Indeed, statistics show that car theft is on the up, so it makes sense to properly protect yourself against it.

In recent years, car theft has been on the rise, posing a significant threat to motorists across the country.  In 2017/18 alone, a staggering 112,174 motor vehicles were reported stolen in the UK – that's a staggering average of 307 thefts every day.

Getting your Subaru GAP Insurance quote

Getting your MotorEasy Subaru GAP Insurance quote is quick and easy. Our GAP Insurance page gives you all the information you need and access to a quick and easy tool that gives you a MotorEasy GAP Insurance quote in a matter of seconds.